INSURANCE


 

All student visa holders must have Overseas Student Health Cover (OSHC) . OSHC is insurance to assist international students with the costs of medical and hospital care that they may need while studying in Australia. The students must not arrive in Australia before your health insurance starts. In most cases, payment of the health cover plan can be made together with the payment of the course chosen.

 

STUDENTS INSURANCE COVERS: 

  • General Practitioner services – 100% refund based on government tariff (if the GP charges over that tariff you will need to cover the difference);
  • Specialist services, XRay, blood test – 85% refund based on government tariff (to receive a refund you need to present a referral from a GP);
  • Admission to a public hospital – 100% refund based on government tariff (includes your stay in the hospital, ambulance assistance in case of an accident, post- accident or post-operation treatment that doesn’t require hospitalization);
  • Admission to a private hospital – 100% refund if the hospital is allied with the insurance company (if not than you need to cover the difference between government tariff and hospital’s bill);
  • Ambulance – 100% refund;
  • Prescribed medication – up to $50 for a prescribed medication listed on Pharmaceutical Benefits Scheme (PBS) after covering PBS fee ($300 per person per annum);

 

 


MEDICAL SERVICES NOT COVERED BY STUDENTS INSURANCE:

 

- Infertility treatments;

- Dentist and physiotherapy (unless it is a part of hospital treatment);

- Ophthalmologist;

- Plastic surgery and laser vision correction;

- Medical services outside Australia even during duration of student visa i.e. during holiday in Asia or New Zealand (we recommend a separate travel insurance);


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